The state exchange predates the ACA by several years; healthcare reform that took effect in Massachusetts in was widely considered a blueprint for the ACA. Massachusetts has a very robust exchange, with more participating carriers than most states. Residents in Massachusetts have access to the federal ACA subsidies, and many those with income up to percent of the poverty level also have access to state subsidies via ConnectorCare details belowalthough those subsidies are not as robust as they were in Massachusetts has the lowest uninsured rate in the country, with only 2.
Our goal is protect your privacy while ensuring that you are offered useful and comprehensive information to help you make your decision. So we want to make sure that we clearly disclose to you the kind of information our website may collect and what we do with that information.
The first, and most important to you, is information that is personally identifiable to you.
This is information like your name, telephone number, email address, home address and social security number. We do not collect personally identifiable information "Personal Information" unless you decide to provide us with it.
To be clear, you are never required to provide us with Personal Information but not all of the services we offer will be available to you without that information. For example, we will ask for your contact information if you have requested us to send you information about certain plans or services.
Personal Information also includes information on your health. Those records remain between you and your doctor. If at any time you would like to review or update the Personal Information we have collected about you, please contact us and we will arrange for you to do so.
While you work with us, you remain in control of all of your personal information at all times. As is true of most websites, HealthPlanOne. This type of information may include items such as your IP Internet protocol address, Internet service provider, operating system, type of browser and the pages or sections blue cross blue shield of michigan small business plans visit on the Site "Non-Personal Information".
Most Non-Personal Information is stored in what are often referred to as log files. How We Use the Information We Collect Because we respect your privacy and value our relationship with you, we only use your Personal Information to offer you information about and the opportunity to purchase health care coverage that is right for you or your family.
We also use third party partners and affiliates to help us to provide these services so we may share your information with these third parties and affiliates for such purposes. These third parties and affiliates are not authorized by us to use your Personal Information in any other way.
For example, we provide your Personal Information to our parent company, HealthPlanOne, LLC, so that they can help you to find and apply for Medicare and health insurance.
We have also contracted with other third parties to provide the same services so as to ensure that your questions are answered and so that more than one opinion may be made available to you. Since Aggregate Information does not include Personal Information, we reserve the right to use and share this information with others.
However, we primarily use this information to customize your experience on our Site, to help us improve the quality of the Site, and to make your use of the Site easier and more valuable to you. We do not sell, license, transmit or disclose Personal Information that you provide to us except with the following exceptions: However, you may provide certain health care information about yourself to us or to HealthPlanOne in order for us to assist you in applying for insurance coverage.
But we only use your health care information for that purpose and for no other purpose whatsoever. Nor do we ever provide your health care information to third parties, except for the health insurance providers or their agents to whom you are submitting your application.
However, because the Internet is an open global communications system, we cannot guarantee that information, during transmission through the Internet or while stored on our system, will be safe from external attacks or intrusions, such as by hackers.
Please also remember that if you leave our website; we cannot be held responsible for the actions of other companies or websites on the Internet. Use of electronic mail We may provide email links on our site to further facilitate communication between our company and you.
Information collected through electronic mail may be shared with our customer service department, employees or other third parties that perform services on our behalf. Unless otherwise noted, electronic mail on our site is not a completely secure and confidential means of communication.
Non-encrypted electronic communications may be accessed and viewed by other Internet users without your knowledge and permission while in transit to us.
Therefore, we recommend that you contact us by phone whenever you are communicating Personal Information to us. Linking to Other Sites From time to time we will provide links to other web sites, not owned or controlled by us. We do this because we think this information might be of interest or use to you or where, as a member, we can provide you with value added services.
This document describes HealthPlanOne.Health Insurance for Employers No matter the size of your business, Blue Cross Blue Shield of Michigan has tailored plan designs that keep employees healthy and happy. Blue Cross Blue Shield of Michigan and Blue Care Network provide access to the largest network of health care providers in Michigan for employers of any size.
Aug 27, · Blue Cross Blue Shield of Michigan has approved a plan to contract with St. Louis-based Express Scripts Inc. for its retail commercial business in Michigan. The contract is .
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Esteban López, MD, MBA. Chief Medical Officer and Southwest Texas Market President @DrEstebanLopez. Esteban López, MD, MBA, serves as the Chief Medical Officer for Blue Cross and Blue Shield of Texas (BCBSTX), where he helps fulfill its mission to improve the health and well-being of its 5 million members.
Insurance protects your company’s buildings, equipment, vehicles, inventory and more. A health insurance plan from Blue Cross Blue Shield of Michigan or Blue Care Network protects your most important business asset: your employees.
We have a range of plans to fit your business that balance health benefits with budget.
Health insurance rate moderation for small employers in Michigan is a result of Blue Cross’ emphasis on delivering more cost-efficient health practices to the market and successful collaboration. But although the overall market is very robust, there are only three carriers that will continue to offer plans in the Michigan small business (SHOP) exchange in Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan, and McLaren Health Plan Community. Small Business Plans Blue Cross Blue Shield of Michigan and Blue Care Network provide access to the largest network of health care providers in Michigan for employers of any size. For organizations with up to 50 employees, we have plans to fit your employees' needs and your organization's budget.